So Gym Day 3 was evil.
I took two days off after doing 2 days straight, and the circuit seemed a little easier - not much, but a little. I did the 30 minutes around, then another 10 minutes on an elliptical machine... I feel all sweaty and gross.
The new thing I'm running around in my head is maybe I should start going to bed earlier, and go in the morning before I go to work - pack a gym bag and a change of clothes, have a light snack, go to the gym, have breakfast, then head to work. the hardest part of this is retraining myself to be more of a morning person, since I never have been before... but I've been going to bed earlier, and sleeping less. It might fit in.
Woke up early this morning, went for breakfast, had a meeting with a condo company, then made a trip down to Bellingham for some cheap Sobe drinks, some soft drinks/pop/soda that aren't available in Canada, some books, and some cheap gas... and brunch at Denny's. It's no wonder that they say America is in crisis with more and more obesity - with fast, tasty food in that kind of quantity for that kind of price, it's amazing that more people aren't obese in the US.
Back to the meeting - I think we may have just bought a condo - very nice place, fairly roomy, and still close to work. We'll figure out this week whether or not we actually get to own our very first place, rather than renting. It's starting to get to that point in life where building equity seems to be an important thing... the idea of living from paycheque to paycheque seems more of less like a fact of life as things go forward, and that's not where I want to be 30 years from now.
It'd be nice to actually own something when retirement rolls around, instead of having to come up with thousands of dollars a month to pay rent. Looking at the way property values and rental prices have been going the last 50 years, 20 years from now we'll be paying a few hundred a month in condo fees and maintenance costs, while rents will be in the mid thousands for places the size we're looking at, and living in now. Income and rental prices seem to follow, while a place bought is generally locked in at an amount that over the years goes from a bit of a luxury at the start, to a pittance towards the end of payments.
As an example, my grandparents bought their home for 25,000 dollars (the house is now worth close to 300,000) and their mortgage payments were under 200 a month... when they bought the place, you could rent something similar for maybe 100 a month, but 10 years down the road, what they paid was about half the rent of a similar property, and 25 years down the road when the final payment was made, it was maybe 1/8th of the rent on a similar property. Now, it's just annual property taxes, which still work out to maybe 100 a month, which is far less than the 2000+ a month a similar house would rent for...
Anyways - I feel like crap, so I'm gonna take some frustration out on my XBox - hope everyone had a great weekend
I took two days off after doing 2 days straight, and the circuit seemed a little easier - not much, but a little. I did the 30 minutes around, then another 10 minutes on an elliptical machine... I feel all sweaty and gross.
The new thing I'm running around in my head is maybe I should start going to bed earlier, and go in the morning before I go to work - pack a gym bag and a change of clothes, have a light snack, go to the gym, have breakfast, then head to work. the hardest part of this is retraining myself to be more of a morning person, since I never have been before... but I've been going to bed earlier, and sleeping less. It might fit in.
Woke up early this morning, went for breakfast, had a meeting with a condo company, then made a trip down to Bellingham for some cheap Sobe drinks, some soft drinks/pop/soda that aren't available in Canada, some books, and some cheap gas... and brunch at Denny's. It's no wonder that they say America is in crisis with more and more obesity - with fast, tasty food in that kind of quantity for that kind of price, it's amazing that more people aren't obese in the US.
Back to the meeting - I think we may have just bought a condo - very nice place, fairly roomy, and still close to work. We'll figure out this week whether or not we actually get to own our very first place, rather than renting. It's starting to get to that point in life where building equity seems to be an important thing... the idea of living from paycheque to paycheque seems more of less like a fact of life as things go forward, and that's not where I want to be 30 years from now.
It'd be nice to actually own something when retirement rolls around, instead of having to come up with thousands of dollars a month to pay rent. Looking at the way property values and rental prices have been going the last 50 years, 20 years from now we'll be paying a few hundred a month in condo fees and maintenance costs, while rents will be in the mid thousands for places the size we're looking at, and living in now. Income and rental prices seem to follow, while a place bought is generally locked in at an amount that over the years goes from a bit of a luxury at the start, to a pittance towards the end of payments.
As an example, my grandparents bought their home for 25,000 dollars (the house is now worth close to 300,000) and their mortgage payments were under 200 a month... when they bought the place, you could rent something similar for maybe 100 a month, but 10 years down the road, what they paid was about half the rent of a similar property, and 25 years down the road when the final payment was made, it was maybe 1/8th of the rent on a similar property. Now, it's just annual property taxes, which still work out to maybe 100 a month, which is far less than the 2000+ a month a similar house would rent for...
Anyways - I feel like crap, so I'm gonna take some frustration out on my XBox - hope everyone had a great weekend