I don't understand the logic in this.
Bank: Oh i see you balance is pretty low, infact it's below 50 we'll have to take away 50p of that to punish you.
Next week
Bank: Your balance is even lower this week, we'll take away another 5 to encourage you to put more cash in.
This week
Bank: Oh look your account is empty..nevermind you can owe us 20 for having an empty account so next time you have some money, we can take it away again right?
Bank: Oh i see you balance is pretty low, infact it's below 50 we'll have to take away 50p of that to punish you.
Next week
Bank: Your balance is even lower this week, we'll take away another 5 to encourage you to put more cash in.
This week
Bank: Oh look your account is empty..nevermind you can owe us 20 for having an empty account so next time you have some money, we can take it away again right?
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the bad posture thing may have something to do with my back injury.