Ok time for update!
So big deal number one is I'm finally about recovered from this cold I've been dealing with for the past week. My first cold in nearly 3 years. How did I get this cold you ask? well that would be because I went in for a physical and while I was there, picked it up from one of the sick people there! Yeah at first I figured it was just because I had a bad reaction to the tetanus shot they gave me, but then it dragged on for a few days and really fucked me up, and I admitted I had a real cold. I had to take sick time for the first time in years, and I was pretty fucking pissed bout it. Ive still got some cruddies I need to push out the rest of the way in my lungs, but I got ambitious yesterday and went for a short 1.5 mile run to help get my body back into gear so I'm pretty happy about that. I got my new running shoes yesterday too and they were fucking amazing shoes, so that helped inspire me to man up and get it done.
Big Deal Number Dos! I got a great bonus from work this year, which will really kick ass because I'm using that to help cover the deposit and other startup costs to get 2.4 KW of SOLAR INSTALLED ON MY HOUSE! Gimme some Hell yeahs! Its going to be pretty freaking sweet. I only have to put down $1000 deposit down, and my local utility is gonna give me a 2.9% rate loan for the cost of the system on a 10 year basis, and the state is going to pay me 54c /kwh I produce AND I still qualify for the 30% federal return for the system. So basically by the end of the 10 years the system would have paid for itself and then I'll still have 10 or 20 years of free power afterwards. The payments and everything will be handled directly through my utility bill and be handled just like a normal bill. Since I'm going to get the loan for the full price of the system, the monthly rate will be about $70 a month more than Im paying on my utility bill currently, but then I'll get about 7 grand back from it on my next tax return, and I'm going to invest that in high dividend stocks and I think I can pretty comfortably beat a 3% return. Hopefully I'll be able to pay the cost of the system off in about 6 or 7 years this way. I'm gonna split the cash evenly between CPFL Energia, yielding about 7%, NLY Annaly Mortgage that yields 14% (but wont grow in share price), and KMR a pipeline MLP that yeilds 6%+. As soon as those original investments get big enough to cover the remaining balance on the loan I'm cashing them all out and paying it off.
Things have been going great with my Lo as well. We've had a much more relaxed feel about us for the last few weeks and its something I really want to try to nurture more. She's been working her ass off for her choir and its a big trauma to her on a regular basis, and especially the girls choir has been shitty lately. Her payoff for doing the job is working with the girls.... and when the girls are being teenage girls ...... well the pay off isnt really making the work seem like a good use of time. I think the girls have been worked hard for so long that they just couldnt hold it together any longer and had to start fraying at the edges...... but I'm just a boy outsider so I could also be completely off.
AND NEW ORCHID PICS!!
So big deal number one is I'm finally about recovered from this cold I've been dealing with for the past week. My first cold in nearly 3 years. How did I get this cold you ask? well that would be because I went in for a physical and while I was there, picked it up from one of the sick people there! Yeah at first I figured it was just because I had a bad reaction to the tetanus shot they gave me, but then it dragged on for a few days and really fucked me up, and I admitted I had a real cold. I had to take sick time for the first time in years, and I was pretty fucking pissed bout it. Ive still got some cruddies I need to push out the rest of the way in my lungs, but I got ambitious yesterday and went for a short 1.5 mile run to help get my body back into gear so I'm pretty happy about that. I got my new running shoes yesterday too and they were fucking amazing shoes, so that helped inspire me to man up and get it done.
Big Deal Number Dos! I got a great bonus from work this year, which will really kick ass because I'm using that to help cover the deposit and other startup costs to get 2.4 KW of SOLAR INSTALLED ON MY HOUSE! Gimme some Hell yeahs! Its going to be pretty freaking sweet. I only have to put down $1000 deposit down, and my local utility is gonna give me a 2.9% rate loan for the cost of the system on a 10 year basis, and the state is going to pay me 54c /kwh I produce AND I still qualify for the 30% federal return for the system. So basically by the end of the 10 years the system would have paid for itself and then I'll still have 10 or 20 years of free power afterwards. The payments and everything will be handled directly through my utility bill and be handled just like a normal bill. Since I'm going to get the loan for the full price of the system, the monthly rate will be about $70 a month more than Im paying on my utility bill currently, but then I'll get about 7 grand back from it on my next tax return, and I'm going to invest that in high dividend stocks and I think I can pretty comfortably beat a 3% return. Hopefully I'll be able to pay the cost of the system off in about 6 or 7 years this way. I'm gonna split the cash evenly between CPFL Energia, yielding about 7%, NLY Annaly Mortgage that yields 14% (but wont grow in share price), and KMR a pipeline MLP that yeilds 6%+. As soon as those original investments get big enough to cover the remaining balance on the loan I'm cashing them all out and paying it off.
Things have been going great with my Lo as well. We've had a much more relaxed feel about us for the last few weeks and its something I really want to try to nurture more. She's been working her ass off for her choir and its a big trauma to her on a regular basis, and especially the girls choir has been shitty lately. Her payoff for doing the job is working with the girls.... and when the girls are being teenage girls ...... well the pay off isnt really making the work seem like a good use of time. I think the girls have been worked hard for so long that they just couldnt hold it together any longer and had to start fraying at the edges...... but I'm just a boy outsider so I could also be completely off.
AND NEW ORCHID PICS!!