royal

that really sucks. This happened to my sister in law but someone only uses her identity to get work. So, instead of finding the illegal worker, she has to dispute the wages with the IRS every year. WTF????
In any event, you can dispute any charges with your credit company as well and get new cards issued, cancel ones that aren't yours, etc.

I suscribe to freecreditreport.com its 15 bucks a month but I always know what my score is and when something changes on my report. It eases my mind a bit.