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melaniek

Knoxville, Tn

Member Since 2008

Followers 402 Following 349

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Saturday Oct 11, 2008

Oct 11, 2008
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YAY! My mom went home from the hospital this afternoon! She is doing really well. She has rehab 3 times a week, but i think that she will get through that with no problem.
The news lately has all been about our economy and it is all horrible. I was VERY against the bailout effort. It was not needed as there are plenty of other corporations that could have bought AIG in pieces. I am very afraid of the next plan of the treasury purchasing stocks in financial institutions. The government is already in everyone's financial information. This does not bode well for citizens. I am certain that they cannot feign ignorance to the world's fluctuating stock markets or our fallen economy. I am sure that it is all a plan that is just falling into place, taking us all down and making them more powerful. The old saying definitely applies..."A government should not be more powerful than the people". I am getting more and more frightened of our futures here. I have been thinking of leaving the country. Ok, enough doom and gloom. Here is my plan:
There is an email circulating called the Birk plan. Basically the plan distributes the 700 billion bailout to all legal citizens 18 and older. The estimations for a single person that is a legal citizen over the age of 18 AFTER taxes, is $247,000.00. Married couples would get obviously double that amount as long as they met the requirements. I do support this. And for this reason. Trickle down economics does not work. It is time to trickle up, I think. Here are my reasons:
Almost 35% would be paid back through taxes. Some government money problems averted.
Most homeowners would paydown their mortgages and refinance or payoff. Most people would not payoff because of their mortgage exemptions, but some people would. Mortgage crisis averted.
Most people would fix up their homes, buy new vehicles, travel, purchase things that they wanted but could not afford, etc. Economy crisis averted.
Of course, most people would invest or deposit money in their banks for extra savings. Banks would be better collaterallized, and thusly, banking crisis averted.
Even though people are scared of the stock market, more people would invest in stocks to diversify their funds. Even $5000.00 would help per person. Stock crisis averted.
And Americans being Americans, would continue using their credit cards, getting loans, etc. Lending crisis averted.
I am by NO means an economist. I am by NO means a financial expert. I have been in many different areas of banking for years now.But I think that this is the best plan.
Am I crazy? I think that I am semi-sane! biggrin
VIEW 10 of 10 COMMENTS
explodingboy1:
yep exactly on the money. and yay for you mom
Oct 13, 2008
mrsted_stryker:
YAY for mom!! That makes me smile

I totally agree with that plan. I was doing some thinking the other day and with my student loans, and bills and me moving....it would take less than $10 grand to get me completely out of debt, actually get caught up, and move out of state!!!
Being disabled tho? Ya when we got those tax checks a few months back? I got LESS than married couples or ppl working! How does that make sense? I mean, dont the ppl that make less need it more to put it back into the economy??

This all confuses me and angers me.
wink
kiss
Oct 14, 2008

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