Hey now- you've caught me with my morning buzz on. I'm most talkative between 7-11am...the rest of the day i just want to observe, mostly. So woohoo.
I'm off to do a drive-by (..appraisal..it's actual and unfortunate that it's called that, but no one dies), then to the office to catch up on stuff. Call clients, which, considering I only have to talk to them 5 minutes, I put off way too long.
I don't think i'll get there until 1:30 -- I'm already planning a 5:30 escape to visit my friend Dawn, who I haven't seen for months. Always good to catch up. An anime movie (Vampire Princess Miyu) and blab blab blab--my favorite. Funny thing is--Dawn and I only see each other a few times a year, and it's always so long between visits, we spend 5-8 hours catching up. I tend to do this alot, not intentionally-but knowingly, but just because i have a lot of people i like to spend time with, and not much free time.
On other fronts--i went to the DMV yesterday to renew my license. I had made an appt. 4 weeks ago. When i got there it was 90 degrees and painfully sunny out, the line of 30 people glared at me for not getting in the back of the line and for going inside--but people--that's why you make an appointment, c'mon. That line joined up to another 150 people standing in the cattle corral line inside. Thankfully i was in and out of that place in a painless half-hour. The nice lady taking my pic did it twice, and was kind not to stick me with a retardo face on my ID for the next 4 years. Bonus.
Oh--i've been reading (forgive me, but i've misplaced the book-out in the car-so i'll tell you later who wrote it) "the Automatic Millionaire"--a self help financial planner to "finish rich"...it's awesome. Basically, you automate your savings (by having the bank deduct $ into a savings/investment account before you see it and to quit wasting money on frivilous spending. The author calls it the "latte factor"--that the $5 you spend on a latte and muffin everyday, over a ten year period costs for $12,500--which was better off invested for your future--over a 25 year period, invested at 10% was something like a 1.5-2 million dollars.
For me it was cigarettes--$5 in a jar every day--just looking at it-- bummed me out--i smoked a pack a day for 8 years...$14,600! oh fuck...a complete waste--I'm sure you'll agree that $14,600 is way better than asthma-right? Me too, me too.
As the book suggested, i'll track all my spending--every crumb, and see where i can cut the waste. I'm about to be horrified--i just know it.
What do you indulge in? I want us all to "finish rich" so we can have a groovy alt/commune Farm/Bar, with a rockin' party barn and beer gardens and --
Doood--it'll be our Camp David.
I'm off to do a drive-by (..appraisal..it's actual and unfortunate that it's called that, but no one dies), then to the office to catch up on stuff. Call clients, which, considering I only have to talk to them 5 minutes, I put off way too long.
I don't think i'll get there until 1:30 -- I'm already planning a 5:30 escape to visit my friend Dawn, who I haven't seen for months. Always good to catch up. An anime movie (Vampire Princess Miyu) and blab blab blab--my favorite. Funny thing is--Dawn and I only see each other a few times a year, and it's always so long between visits, we spend 5-8 hours catching up. I tend to do this alot, not intentionally-but knowingly, but just because i have a lot of people i like to spend time with, and not much free time.
On other fronts--i went to the DMV yesterday to renew my license. I had made an appt. 4 weeks ago. When i got there it was 90 degrees and painfully sunny out, the line of 30 people glared at me for not getting in the back of the line and for going inside--but people--that's why you make an appointment, c'mon. That line joined up to another 150 people standing in the cattle corral line inside. Thankfully i was in and out of that place in a painless half-hour. The nice lady taking my pic did it twice, and was kind not to stick me with a retardo face on my ID for the next 4 years. Bonus.
Oh--i've been reading (forgive me, but i've misplaced the book-out in the car-so i'll tell you later who wrote it) "the Automatic Millionaire"--a self help financial planner to "finish rich"...it's awesome. Basically, you automate your savings (by having the bank deduct $ into a savings/investment account before you see it and to quit wasting money on frivilous spending. The author calls it the "latte factor"--that the $5 you spend on a latte and muffin everyday, over a ten year period costs for $12,500--which was better off invested for your future--over a 25 year period, invested at 10% was something like a 1.5-2 million dollars.
For me it was cigarettes--$5 in a jar every day--just looking at it-- bummed me out--i smoked a pack a day for 8 years...$14,600! oh fuck...a complete waste--I'm sure you'll agree that $14,600 is way better than asthma-right? Me too, me too.
As the book suggested, i'll track all my spending--every crumb, and see where i can cut the waste. I'm about to be horrified--i just know it.
What do you indulge in? I want us all to "finish rich" so we can have a groovy alt/commune Farm/Bar, with a rockin' party barn and beer gardens and --
Doood--it'll be our Camp David.
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*reading the PSW posts* Wrestling, eh? Hmmmm... *clears out the furniture*
groovy alt/commune Farm/Bar, with a rockin' party barn and beer gardens and --
Doood--it'll be our Camp David.
Oh that sounds so great. I always joke I'll be living out of an RV outside my sister's house in San Francisco,like Randy Quaid in Christmas Vacation. ---because I haven't figured out a savings/retirement plan.