I positively hate the few days before payday. I have $10 which I will split between putting gas in my car and buying smokes. When I check my account balance it says I have $266 but my available balance is nil - wtf is going on here? I'm also supposed to have $200 of overdraft protection but my debit card is being declined and I still have money in the bank. To make matters even worse my parents aren't really talking to me at this point so even if I wanted to I can't ask for help. 