ackack

So, I have never had a problem paying my bills, but I finally decided to write out a table showing what comes in, and what goes out. I am now physically ill realizing just how much money I blow every month on fuck knows what.

I have been making extra payments on debt, and thinking I am doing the right thing, but to see that I have been literally pissing away obscene amounts of money on going out to eat, clothes and other shit I don't need, is just disheartening.

Looking at the numbers now, I could have been out of debt except for my house and car by now if I had exercised a little fucking restraint.

Ugh. So, if I did my math correctly, and no big emergencies come up, and I punch myself in the penis every time I consider buying something frivolous, I can get my house in order in a very short amount of time.

The good news is my debt picture is pretty good, but to get it off my plate and soon will be a major load off my mind. I retire in 10 years, and hope to enter a more relaxed second career, and debt free would make the entire transition easier on so many levels.

I just can't believe it has taken this amount of time for me to wise up and take a look at it.

I feel like an idiot. An idiot that wastes money.