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  • TUESDAY JUNE 30 2009 9:30 AM

Democrats Blowing It On Health Care

It’s really quite interesting to watch the Democrats throw it all away. This time, they seem to think blowing the chance at decent health care reform will aid them in future elections. Or perhaps they have taken so much money from the health care industry that they don’t give a shit. Either way, it doesn’t matter. Fixing health care is the biggest problem facing our country. If we don’t do something drastic, it will completely destroy our economy in the years to come. As it is, we’re in bad shape. Democrats, specifically Senate Democrats, have decided to help the poor insurance industry out as much as possible. Es no bueno.

Most of the debate is over the dreaded “public option.” Oh, dear no. We can’t have a public option. That’s socialized medicine! Americans must be able to choose! And by that I mean they can’t choose a public option! They have to be able to choose between private monopolies! This is fucking America! We demand to be fucked over by private companies as much as possible!

And make no mistake about it; those against the “public option” want to continue with monopolies.

But the notion that most American consumers enjoy anything like a competitive marketplace for health care is flatly false. And a study issued last month by a pro-reform group makes that strikingly clear.

The report, released by Health Care for America Now (HCAN), uses data compiled by the American Medical Association to show that 94 percent of the country's insurance markets are defined as "highly concentrated," according to Justice Department guidelines. Predictably, that's led to skyrocketing costs for patients, and monster profits for the big health insurers. Premiums have gone up over the past six years by more than 87 percent, on average, while profits at ten of the largest publicly traded health insurance companies rose 428 percent from 2000 to 2007.



So, that's what the "free market" kids are fighting for. Monopolies. Yay!

A public option would guarantee the possibility of lower cost, reliable coverage. It will bring cost control by reforming how we pay for medical care. It will create competition between private insurers that simply does not exist today. It will also force private insurers to perform better, something they are not doing today.

To those who say the public option would drive the private companies out of business; I thought everything government did sucked? Is government bad or highly efficient? Please stick to one talking point, no matter the subject. Secondly, the private insurance companies have had their chance and to say they fucked it up would be an understatement. They deserve no protection. I have no interest in keeping pedophiles in business, either. Their time has come and gone. They could have kept costs lower, kept people from dying, insured anyone with preconditions, but they decided to go for the biggest profits possible and now they are on the deserving end of what’s coming. They only compete to insure the well and reject the sick. Then they employ adjusters to get the company out of paying for health care services when the well become sick. Welcome to the world of failure. They made their bed, now they have to lie in it.

If any of you loud mouthed, utopian, not living in the real world Libertarians bring up regulation, feel free to explain the exact regulation that makes health care so expensive. If you can’t detail these so called regulations, shut your face and stick your broad stroke arguments up your ass. Your simplicity has grown tiresome. This current debate is for adults and what you want will never be, so stay out of it or act like an adult and accept that what you want ain’t going to happen.

As far as the public plan, Democrats are right now working on a way to water it down until it is completely ineffective. Senator Jay Rockefeller, who is a son of a bitch because of his FISA legislation, has come up with a good public health care plan. His plan would partner a public plan with Medicare for more bargaining power and access to provider networks. According the non-partisan Lewin Group and the Commonwealth Foundation, Rockefeller’s plan would drop premiums 20 to 30 percent. Can’t have that, now can we?

Rockefeller’s plan would force private insurance companies to be more honest. They would have to cut their bullshit administrative costs and fire quite a few of those adjusters whose job is to find ways to not pay for care. Right now, you have no choice. You can choose between one horrible private insurance company or another. There really isn’t much difference. The idea is to force them to become insurers instead of profiteers.

Other Democrats are working on plans that would do almost nothing. Senator Chuck Schumer has a “level playing field” public plan that won’t save much at all. It will just create a plan that will allow private companies to dump old, sick and high-risk patients onto the public plan. This is considered a compromise. It will be awesome because by doing it halfway, they will create exactly what the right wing claims will happen. It will be a terribly ineffective, expensive plan. It would not use low rates that Medicare sets or use taxpayer subsidies. It wouldn’t force its way into networks. It would just be like any other insurer, except for the fact that it would be a dumping ground for private insurers to unload their expensive patients. It’s one of those genius “Democrats compromise and create a pile of shit plans.”

Finally, there’s Ben Nelson’s “Trigger Plan.” You know it’s good because Nelson has taken millions and millions of dollars from insurance companies. The Trigger Plan would be like a big, invisible, scary fist looming over the insurance industry. If the private market didn’t offer cost control or enough options, the public plan would come into existence - but it would be at the state level. It’s a regional Trigger. Some states might have a public plan and others would not. It’s basically set up as a way for private companies to game the system. Ben Nelson doesn’t seem to realize the trigger should have been pulled 8 years ago. If he wants to set the threshold where costs are now, it’s a big lose. Go Blue Dogs!

Those are the public plan options. Now which one do you think Democrats in the Senate will choose? I’d bet big money on the “Level playing field” plan because it doesn’t actually threaten the private insurance market. It actually helps them in their quest to be the biggest douche bags on Earth.

Prepare for failure.

FearTheReaper is a writer, actor and stand up comedian. Check back each Tuesday and Friday for more from FearTheReaper You may also enjoy his blog, Stop All Monsters.

 

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Comments
silversoul7

silversoul7

Portland, OR
January 2008

DEC 14, 2009 08:18 PM

I think we should write a provision where everyone gets to send Joe Lieberman their medical bills(and maybe a swift kick to the balls for good measure).

vermicious_knid

vermicious_knid

Shreveport, LA
February 2008

APR 13, 2010 11:16 PM

FearTheReaper said:

DevilsReject said:

vermicious_knid said:
The way that compulsory driver insurance has played out. It was pitched that increasing the insurance pool would drive down the price of premiums and State legislators rushed to implement the mandates. However the opposite occurred, knowing that drivers had to get a policy from somewhere, rates rose across the board.



Do you have a citation to back this up, because i honestly can't find it anywhere.



They didnt in California



Wow. How strange.

It is almost like someone understands how a government provided private oligopoly/cartel economy would operate.

ChrisSick

ChrisSick

Philadelphia, PA
March 2008

APR 14, 2010 03:43 AM

vermicious_knid said:

FearTheReaper said:

DevilsReject said:

vermicious_knid said:
The way that compulsory driver insurance has played out. It was pitched that increasing the insurance pool would drive down the price of premiums and State legislators rushed to implement the mandates. However the opposite occurred, knowing that drivers had to get a policy from somewhere, rates rose across the board.



Do you have a citation to back this up, because i honestly can't find it anywhere.



They didnt in California



Wow. How strange.

It is almost like someone understands how a government provided private oligopoly/cartel economy would operate.



Its more like someone just discovered newspapers exist & realized New World Order Weekly isn't widely considered to be a credible source.

You do realize the article is arguing for more government regulation & oversight & discusses attempts to expand it?

vermicious_knid

vermicious_knid

Shreveport, LA
February 2008

APR 14, 2010 07:30 PM

whoops double post.

vermicious_knid

vermicious_knid

Shreveport, LA
February 2008

APR 14, 2010 07:38 PM


ChrisSick said:

vermicious_knid said:

FearTheReaper said:

DevilsReject said:

vermicious_knid said:
The way that compulsory driver insurance has played out. It was pitched that increasing the insurance pool would drive down the price of premiums and State legislators rushed to implement the mandates. However the opposite occurred, knowing that drivers had to get a policy from somewhere, rates rose across the board.



Do you have a citation to back this up, because i honestly can't find it anywhere.



They didnt in California



Wow. How strange.

It is almost like someone understands how a government provided private oligopoly/cartel economy would operate.



Its more like someone just discovered newspapers exist & realized New World Order Weekly isn't widely considered to be a credible source.


If you'll pay attention, any time that I hotlink something - it will be to an accepted main stream media outlet. Most of the stuff I talk about isn't speculative, or radical, or unknown. It is just not treated in a nexus type manner or discussed at length in a "connect the dots" type fashion on corporate media organs.

I guess that is what makes it kraaazzy, just talking about it before mass media gives a thumbs up and says it is okay to discuss. Stand down, and don't get upset about something (or for that matter even figure it out on your own) until the non-stop infomercial corporate surround speakers that told us all about the aluminum tubes, the Nigerian yellowcake, and the impending level 6 swine flu outbreak tell you it is okay to acknowledge and parrot in an anti-climactic, post-passage manner.

ChrisSick said:
You do realize the article is arguing for more government regulation & oversight & discusses attempts to expand it?


The article is neither arguing for nor against anything. It is not an opinion piece.

The article is cataloging what certain States have done in addressing the nebulous of insurance price gouging techniques, and noting that any similar oversight was conveniently missing in the Federal legislation that the insurance lobbyists wrote for themselves.

FearTheReaper

FearTheReaper

NEWSWIRE

I'm lost

NOV 30, 2010 09:36 AM

And....wow

FearTheReaper

FearTheReaper

NEWSWIRE

I'm lost

JAN 14, 2011 02:58 PM

And....more failure

This is precisely what the 'crazy left' was pointing out was going to happen if the proper regulation controls were not put in place.


Defying California’s new insurance commissioner, Blue Shield of California has refused to delay Davejones-span controversial health insurance rate hikes for 60 days that prompted an uproar among customers who are seeing successive increases over the last five months of up to 59%.




Insurance Commissioner Dave Jones immediately condemned Blue Shield’s move, saying the company acted on its own without consulting him. Jones discounted Blue Shield's characterization of its action as “unprecedented,” noting that a new state law requires all insurance rate hikes to undergo scrutiny by outside actuaries.

Jones, however, has limited authority to stop rate increases. He can only do so in cases where an insurer spends less than 70% of premium income on healthcare expenses.


DevilsReject

DevilsReject

Cleveland, OH
February 2007

JAN 19, 2011 03:48 PM

The house voted to repeal it today and the repeal won.

It still has to pass the Senate if they ever choose to vote on it, and Obama would have to sign the legislation approving the repeal.

The only way i think it could happen is if the house, senate and presidency went republican in 2012.

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