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Those of you who think the Democratic presidential candidates will solve the healthcare crisis in any way are horribly wrong. The current plans of Hillary Clinton, John Edwards and Barack Obama will actually make the situation worse. The three candidate's plans are similar in that they do not provide universal health care, but rather universal health insurance. One hint that they are bad plans is that the insurance companies are all for them.

The Republicans would like the free market to take over and fix the problem because we all know that business, when allowed to run free, always benefits the common man. That is why unions formed, because the common man was treated so well.

But enough about those corporate whores, let’s talk about the other corporate whores. The Clinton and Edwards proposals both contain a mandate, which would force healthy individuals to buy insurance in order to put more money into the system to cover the sick. How great does that sound?


Mandates force patients to sign up for expensive, wasteful, for-profit insurance products without guaranteeing care or protecting them from cost increases.


Edwards' plan is completely retarded. He wants to go with mandated insurance with an option between public and private care. That way, private insurance companies can bounce the really sick and keep the healthy, so public insurance can pick up the tab for high-risk patients. The idea that we can regulate or hope private insurance companies will do the right thing is about as smart as the free market plan. Wait, it is the free market plan, except worse.

Hillary's plan is retardeder than Edwards'. It is exactly the same as Nixon’s proposed plan on 1974. Wait? Did I just write that? Yes, I did.


Even before Democratic presidential hopeful Hillary Clinton unveiled her new healthcare plan, Republicans attacked it as socialized medicine. They neglected to mention, however, that her plan bears a striking resemblance to changes that were proposed in 1974 -- by the late President Richard M. Nixon.


But hey, Nixon would have been considered a liberal by today's standards. Hillary's plan is also exactly like Mitt Romney's plan. And it is like John Edwards’ plan, except she decided to leave out any sort of enforcement mechanism for mandated insurance. That would make it, uh, not mandated. Although, Edwards' creepy enforcement ideas makes Hillary's non-enforcement look pretty good.

Edwards’ plan will collect back premiums by using collection agencies and garnishing wages. So he will make you buy health insurance, then send collection agencies after you when you don’t. I wonder how much money collection agencies have given to his campaign?


Families who lose coverage will be expected to enroll in another plan or be assigned one. For the few people who refuse to pay, the government will help collect back premiums with interest and collection costs by using tools like the ones it uses for student loans and taxes, including collection agencies and wage garnishment.


Sorry, but the whole thing sounds creepy to me, as well as a regulation nightmare.

Obama makes sure he falls to the right of Clinton and Edwards on just about every issue and healthcare is no different. He has been spending his days bagging on universal healthcare, much like the Republicans. Not surprisingly, his universal health insurance plan is more half-assed than his opponents’ plans.

Obama’s plan only mandates insurance for kids. But under his plan, healthy people could choose not to buy insurance and then sign up for it later when they became sick. How awesome is that? This would result in higher premiums for everyone else.

Still, I’d take no mandates over mandates. Obama’s is the only plan that doesn’t bend over completely for the insurance companies, but it falls very short of taking care of the problem.

All three plans fall way short and will lead to a massive payday for insurance companies. You know, the very companies whose bullshit policies have led us to this very point. Any plan that does not address the simple point that for profit health care does not work will only make the problem worse.


Individual mandates are a step backward…Insurance companies support individual mandate plans because they guarantee them more customers, revenues, and influence over medical decision-making. What’s not for them to like?”


Right now Dennis Kucinich is the only candidate with a decent plan: Universal single-payer, not-for-profit health care system. Until the profit is taken out of health care expect more of the same.



 

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Colinism

Colinism

Atlanta, GA
July 2005

DEC 27, 2007 09:18 AM

Wait just a second. would it be possible to file a class action lawsuit and sue the gov, or the insurance companies for failure to provide adequate service? I mean if people are being forced to pay into a service that does not actually provide for them would that not be a breach of contract or something along those lines?

Just throwing out ideas here.

flabajaba2213

flabajaba2213

Bristol, RI
July 2006

DEC 27, 2007 09:32 AM

It's a shame not many people even know or hear about Kucinich. He's the only democrat I would vote for.

Toku666

Toku666

Columbus, OH
May 2004

DEC 27, 2007 09:52 AM

I think the only silver lining I can see here is that this issue has been elevated. It wasn't even really a starter in the last two elections, but that probably has a lot to do with Iraq. Maybe the care of the soldiers that this administration purports to give the pedestal treatment will be the tipping point. It is going to take some Herculean level denial (not that I think it's unlikely) to ignore the medical problems of our returning troops.

OctEgon

OctEgon

Tustin, CA
July 2005

DEC 27, 2007 10:09 AM

Colinism said:
Wait just a second. would it be possible to file a class action lawsuit and sue the gov, or the insurance companies for failure to provide adequate service? I mean if people are being forced to pay into a service that does not actually provide for them would that not be a breach of contract or something along those lines?

Just throwing out ideas here.



Good luck navigating the Justice System, bub

Johnny_Flapjacks

Johnny_Flapjacks

Williamsport, PA
September 2006

DEC 27, 2007 10:13 AM

I'm kind of confused about something. I recieve nearly free health insurance through my employer, if one of the plans that madate everyone to buy health insurance went into effect, would my current plan be taken away and I be forced to buy health insurance through one of insurance companies directly?

CategoryError

CategoryError

Delta, BC
September 2006

DEC 27, 2007 10:15 AM

making it mandatory for everyone to pay for health care is a step in the right direction. you cant have social benefits if nobody wants to pay for them.

the way they want to go about it (trusting insurance companies to do the right thing) is backwards though. more money in the system is fine, but not when it goes straight into pockets instead of providing more care for those who need it. start with a governing body that actually dispenses fair medical care without a vested interest in the funding.

DownNeck

DownNeck

Bloomfield, NJ
March 2006

DEC 27, 2007 10:23 AM

flabajaba2213 said:
It's a shame not many people even know or hear about Kucinich. He's the only democrat I would vote for.



+1

god, i fucking love watching that man speak

he's the only person running who isn't a soulless bought-and-paid-for political sock puppet (except maybe dodd) operating with the collective hand of big business shoved up his/her ass.

there is nothing we as citizens of the US can do that will be as beneficial to the future of this country as putting kucinich in the white house

geo35

geo35

Minneapolis, MN
January 2003

DEC 27, 2007 10:31 AM

I've been a completely drug-free organic vegan for 20 years. My lifestyle keeps me very healthy. I'm responsible for no one - no kids or parents, 1 perfectly capable sibling, so I've chosen to have no health insurance (other than maximum hospitalization coverage on my auto insurance). I get a physical every 2 or 3 years... those cost me about $100. I've had one health issue in the past 20 years - a cyst that had to be removed surgically... $550. So in all that time, I've spent about $1,500 on medical intervention, whereas health insurance premiums (~$200/mo) would have been close to 50 grand.

So now the Dems are telling me they're going to FORCE me by law to contribute to a system that insures a pool of smokers, fat-ass-burger-junkies, and drug-munching retirees?

Blow me. You can have my organic carrot when you pry it from my cold, dead fingers.


Colinism

Colinism

Atlanta, GA
July 2005

DEC 27, 2007 10:44 AM

geo35 said:
I've been a completely drug-free organic vegan for 20 years. My lifestyle keeps me very healthy. I'm responsible for no one - no kids or parents, 1 perfectly capable sibling, so I've chosen to have no health insurance (other than maximum hospitalization coverage on my auto insurance). I get a physical every 2 or 3 years... those cost me about $100. I've had one health issue in the past 20 years - a cyst that had to be removed surgically... $550. So in all that time, I've spent about $1,500 on medical intervention, whereas health insurance premiums (~$200/mo) would have been close to 50 grand.

So now the Dems are telling me they're going to FORCE me by law to contribute to a system that insures a pool of smokers, fat-ass-burger-junkies, and drug-munching retirees?

Blow me. You can have my organic carrot when you pry it from my cold, dead fingers.




Thats the Spirit, now we just need to remove the carrot and put an HK 416 in your hands. biggrin

srw134

srw134

Morrisville, NC
July 2007

DEC 27, 2007 10:46 AM

The thing is that you are already paying for it, through normal federal taxes. The sick people instead of being covered by an insurance which could have potentially caught future problems before they happen are overusing the social Medicare and Medicaid system. So in the end are you really paying more? That is the question I am interested in, if these plans cost me more money, does my federal tax money going to current social programs lower when they go into effect? Interesting thing to watch in the future.

-sean

AmbientLight

AmbientLight

Huntington Beach, CA
March 2005

DEC 27, 2007 10:48 AM

If the politicians actually fixed things, then they would have nothing to pontificate about...

Colinism

Colinism

Atlanta, GA
July 2005

DEC 27, 2007 10:55 AM

srw134 said:
The thing is that you are already paying for it, through normal federal taxes. The sick people instead of being covered by an insurance which could have potentially caught future problems before they happen are overusing the social Medicare and Medicaid system. So in the end are you really paying more? That is the question I am interested in, if these plans cost me more money, does my federal tax money going to current social programs lower when they go into effect? Interesting thing to watch in the future.

-sean



No it won't this is just a subsidy for the health and pharmacutical industries. That extra tax money thats already being paid will get paid out in pork projects or some other stupid shit most likely...

freshprncebelair

freshprncebelair

Ellicott City, MD
June 2004

DEC 27, 2007 11:40 AM



Any plan that does not address the simple point that for profit health care does not work will only make the problem worse.



For profit healthcare DOES work, it just doesn't result in an equitable distribution of healthcare.

The only way you are going to move it to be non-profit is to do what Canada did: Require core surgeons to work for the government, and as for other doctors, make it pretty much impossible for them to practice privately and charge whatever they want (privately practicing doctors are subject to price caps).

Needless to say, you have to remove a lot of freedoms from an entire profession to make it not-for-profit, and it's a pretty big pill to swallow. But then again, a lot of healthcare savings in other systems are provided by paying doctors less, paying less in R&D/Infrastructure investment, and not an overall more efficient system

401kboy

401kboy

Woodbridge, NJ
May 2007

DEC 27, 2007 11:55 AM

Create a quasi-government agency similar to how the Post Office works. Let's call it the Deparment of Health Care (DHC). The DHC collects payroll taxes, which would be less than what we currently pay for insurance because we are eliminating profit, commissions and overhead. To remain eligilble for care you must get one physical exam per year. If you don't, you're tax goes up.

Review current reimbursement rates for each medical specialty and create similar and reasonable rates. The DHC pays those rates for care.

Doctors can opt out of the DHC, but then can't opt back in. People who want to pay cash for care can do so. Just about every doctor I know HATES insurance companies. I would not anticipate many of them objecting to their removal from the process.

Keep the DHC off the fed budget, just like the PO. All money they collect goes for health care.

I don't even want credit for this. Just do it.

Subrosa

Subrosa

San Francisco, CA
July 2004

DEC 27, 2007 12:44 PM

geo35 said:
I've been a completely drug-free organic vegan for 20 years. My lifestyle keeps me very healthy. I'm responsible for no one - no kids or parents, 1 perfectly capable sibling, so I've chosen to have no health insurance (other than maximum hospitalization coverage on my auto insurance). I get a physical every 2 or 3 years... those cost me about $100. I've had one health issue in the past 20 years - a cyst that had to be removed surgically... $550. So in all that time, I've spent about $1,500 on medical intervention, whereas health insurance premiums (~$200/mo) would have been close to 50 grand.

So now the Dems are telling me they're going to FORCE me by law to contribute to a system that insures a pool of smokers, fat-ass-burger-junkies, and drug-munching retirees?

Blow me. You can have my organic carrot when you pry it from my cold, dead fingers.




I don't smoke or do drugs, but I drink like a fish, eat red meat, and don't think twice about ingesting caffeine, non-organic produce and all sorts of other nasty processed things that I find palatable. I haven't had a major illness ever save for a 4 day long bout with bronchitis 7 years ago. Since then haven't had to visit a hospital for anything other than an STD test or for slamming the car door on my finger like an idiot.

Meanwhile, I know a vegan (essentially straight-edge) friend with terrible athsma that she has to heavily medicate. I know another vegetarian who has constant bouts with ulcers and other gastro-intestinal ailments. Still another had a pituitary issue that put him in the hospital for weeks last year. None of the three above smoke or (to my knowledge) do hard drugs of any kind.

Now, I'm not a fan of forced health insurance either (largely because I haven't really had use for it in my life), but my point is this: The sun does not shine out of your ass because you are "organic", "vegan" or otherwise. Sure, there are certain things that one can do to increase your chances of being healthy, but no lifestyle is a panacea.

One day, you will get sick, you will need medicine, and you will die. The question becomes how to prepare best for that eventuality as a society.

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