APRIL 7, 2005 @ 06:24 PM


So yeah. This has been a kinda wierd past couple weeks. This is gonna be a short entry, nevertheless.

I havent felt like being online much.. and its hard to get online sometiems because i know nothing on ehre is actually a necisity.. so if i have the option of forcing my friends offline to get a turn, or jsut reading a book.. im content with the book. But if no ones on.. ill get on. dig?

I guess my buddy ant is back from FL.. not like weve hung out though.. big suprise. That shithead. smile

So.. I have all these old credit card debts and an old car repo debt from when i was 18. Long story short.. I was pretty screwed. I worked a lot and was apprenticeing.. living on my own.. and accumilating debt like it was my 3rd job. ha. So i never payed a lot of it off. Like 8 thousand bucks worth. But.. Theres a 7 year rule.. where if the creditor fails to get thier money back before 7 years passes.. then they no longer have a claim. Well... Its been like 6 years since most of the debt was accumulated. Which means.. that these creditors have less than a year to get even, fast. Well.. One of them tried to take me to court. BUt i forgot.. so i didnt go. I figured it wasnt a big deal.. and that they would jsut hound me more.. but instead there was a warrant for my arrest.. blah blah. And i had to pay some bail and have to go to court some more. Ugh. Verry irritating. Its frustrating to know that in less than a year ill be clear of all of this.. ifd i can only avoid jail. But if i make a single payment.. then i have another 7 years of bad credit and getting hounded. I was hopign theyd forget about me.. and i had kept my address a secret for a long time.. im not really sure how they got my currentaddress... maybe my bos used it in my taxes? i dunno.. either way. it sucks.

I despise credit cards, car loans.. all that debt. interest.. Eh. Digging a hole. I despise havign bills and an anchor... Worrying about money. Its all very unattractive to me. It will be even less attractive from behind bars, im afraid. ha.

It jsut really sucks too that most of the credit card debt was due to fixing the car I had bought on a loan. Which eventually died anyway. So 2 thousand bucks in credit card debt (plus 6 years of interest!) And lets add the 6 thousand bucks i still owed on that huge pile of poopy car that i had for nearly a year. (plus 6 years of interest)... and for a topping. Lets think about my 2 thousand in taxes I owe because being self employed means higher taxes! God, I love my life.

Not that im complaining.. i mean bad shit happens, then some good shit happens. I guess you ahve to try and not stress and just figure shit out... So. meh. Wahtever. If i have to go bankrupt.. oh well. IF i have to make credit card payments again.. oh well. It wont kill me. Just means even less tattoos i guess.

I also deleted 21 people askign for friend request.. no offense to anyone. I might even know you? Who knows.. The main thing is that none of the people who requested my friendship left me any messages.. and I didnt recall any conversations.. so. Im not trying to be a jerk. I jsut feel like if you want to keep in touch with me.. great, add my name, lets chat. If you dont want to participate in conversation.. then bookmark me as interesting and hang out with the rest of the voyers. If you jsut want to collect my name to your friends list because you're adding all the suicide girls. Let me offer you a punch in the nose. If you havent noticed, Im not a trading card, thanks smile

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Comments
scooter11

scooter11

USA
OLD SKOOL

APR 07, 2005 06:34 PM

Yikes. There's nothing worse than those kind of debt issues; I hate the way they prey on young people, especially. I can't believe they would take you to court! Hang in there. frown

KorbenDallas

KorbenDallas

Qatar
January 2005

APR 07, 2005 07:35 PM

Yikes that totally fucking sucks.

Linux

Linux

Salt Lake City, UT
April 2004

APR 07, 2005 08:01 PM

Well said. Its good to see you back online again. If you file for bankrupts then here’s what you need to do before hand. Go out and get all of the loans that you can possibly get and make it so that there all cash take that money and burry it or hide it somewhere... then go file. Keep that money burred for the next 7 years or whatever because if you spend it they’ll nail you for fraud. After the 7 years is over dig up the money and have a friend gift it to you heh. If they bug the friend have him say someone left it on his porch or whatever. AND BAM! There you go 30k richer heh.

Remember if you do indeed try to pull this off... you will go to hell with no doubt

But hey there creditors, Fuck 'em

biggrin

raen

raen

Oakland, CA
August 2003

APR 07, 2005 08:44 PM

your so sweeet. i kiss you. kiss

clintron

clintron

Portsmouth, NH
September 2003

APR 07, 2005 09:06 PM

That really sucks. I can relate somewhat- I just finished paying for a car accident that I was in a couple of years ago- but that was only $1600. Still, monthly payments suck. Hope you come out of it ok.
Actually, come to think of it, I have been reading this book that could possibly help you out. hmm...

Holy_Mountain

Holy_Mountain

West Palm Beach, FL
February 2004

APR 08, 2005 02:32 AM

I thought you said it was going to be a short entry hehe... Wow that whole debt situation sucks. Hope all that works out for ya... I'll trade you my Katie and Nixon for your Stina and London haha. wink

treachery

treachery

Santa Cruz, CA
OLD SKOOL

APR 08, 2005 04:10 AM

I fucking hate the fact that I am in debt its like a dark cloud.I need to take your lead and ditch a few friends too because whats the point of being someones friend when you dont even talk.I hope shit works out for you.

heresy2007

heresy2007

New Paltz, NY
July 2004

APR 08, 2005 06:58 AM

Stina,
We need more people like you in this world. Imagine what would happen if all of us did that!!!! Your just one person, but if our generation decided to all stop paying at once!

OUCH!!!

Talk about our power, we don't need to sit in the streets!

Anyway, I'll come down from my idealistic cloud for a bit. I'm sorry to hear that, a lot of my friends are struggling and in similar sittuations. Good luck, don't back down until you are court ordered to do so! I doubt they will jail you, first they will court order you to resume payments, and then most likely if you fail at that, it's the slammer.

good luck

oh, and p.s. your not a trading card to me. I just like your attitude!!!! your entries are interesting.

Brian_XVX

Brian_XVX

Combined Locks, WI
November 2004

APR 08, 2005 07:20 AM

wait i saw a stina trading card... wink

credit cards are the devil, credit card fraud must be godlyness.

i got into a car accident with a big local company i owed the like 1400 dollars i gave them 60 i was jobless so my mother (whos phone number i gave them just) told them i didn't live at home which may have been true for a little while but i've never heard from them again...

mattthegoon

mattthegoon

Virginia Beach, VA
July 2002

APR 08, 2005 08:36 AM

not too much debt here...well, a bit from student loans...but other than that i am in the clear. i suppose i should be thanking my lucky stars. well, here's to the hope that you continue to go under the radar.
cheers!!!
skull

pureirishdirtbag

pureirishdirtbag

Cambridge, MA
March 2005

APR 08, 2005 09:39 AM

hey,...sorry ur feeling like shit right now,...i bet u get pissed off with all these assholes treating u like a piece of meat etc,.. anyway,..i saw that ur a tattoo artist and maybe u can help me ,...maybe u cant but here goes,.. i want to get a custom piece done,...chest piece that will wrap onto shoulder and into a 1/4 sleeve,..a lot of dteail etc but my artistic ability is extremely limited and i need to get an artist to take the idea(its pretty specif however) and do a few drafts of it and work on it,....most artists i've talked to say they will and they never get round to it or wanna charge something ridiculous so if u can offer any advice it'd be greatly appreciated,..IM me garygrace69 on aol,..excuse the juvenille sn,..i've had it since i was 15...or get me back on here,..i might be canceling my account tho,..i wanted to meet girls and i've had better luck with another site,.....get me bak u can check out a better prof i have on thedilly.com username is garygrace10

timmy55

timmy55

United Kingdom
October 2002

APR 08, 2005 06:28 PM

Debt is great, isn't it? whatever

I hope things work out for you.

oldgreeneyes

oldgreeneyes

Seattle, WA
January 2005

APR 09, 2005 07:38 AM

hang in there lil' tomato! we reap what we sow, hence be positive, responsible and healthy. no one can take that from you. peace, joy and love to ya sweetheart! wink

punkrockphoto

punkrockphoto

Newport News, VA
February 2003

APR 09, 2005 09:28 AM

damn kid! its been a weird couple of weeks it seem..... the debt stuff sucks... i went troo Bankrupcy at 26 sucks..... i had to do it... all i have to pay off are my two student loands which aren't that bad....The trading card was funny... hahaha!! which is troo as well.... no Stina trading card....

skull skull skull

N8urboy

N8urboy

Saint Petersburg, FL
July 2003

APR 09, 2005 01:47 PM

remember that time you said it was gonna be a short entry and it totally wasn't? yea. me too. I've got a story to tell you later.

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