health insurance a must?

I went a long time without health insurance...and broke my leg. I had to pay out of pocket.

Now...with the nature of my job...I have excellent health insurance.

Get it. I worked in A Long term acute care hospital for five years. They did not take patients without ins., private or Medicare. The last big # I heard for a patient that we had for afew months was over a million dollars. His insurance ran out, his family said they would pay. I'm sure they did not, not many people can. Remember why hospitals charge so much to Ins. companies, to cover the cost of the uninsured. You may pay $24 dollars for a gait belt if you have P.T., and they cost $2. That is probably the smallest charge you will ever see on a bill from any hospital.

Six months is still too long, definitely. But UK dentistry is not quite the same as other health stuff.
Meanwhile, a friend of mine is having her hip replaced. Waiting time, 11 weeks. Anyone can cite anecdotes

I have it and it's amazing. My prescriptions are only $3, would be $150. I had to go to the ER and i wan't charged. I have dental too, and a certain amount of hours of mental health that are free. If ididn't ahve insurance I'd be a wreck. This is one case ythat you can listen to your parents.

You are going to be so HOT with boobs!!! Post pics pre-op!!!

I'm not saying it's always essential, I was just saying it's certainly been beneficial to me, and I can see it being again in the future. Months would have been far too long to wait to get knocked out and my teeth removed, they were getting repeatedly infected and I was in agony because of them.

i just found out i lost mine about 6 months ago.
my plan was outrageous, since we ran a group plan through my buisness, and my father has diabetes, high blood preasure, and high colestrol, and my mom has some medical problems since a major accident a few years ago. it got too expensive, they say, and dropped it..... nice you told me, guys.
i now have to find my own insurance, because i have to have most of my teeth removed, replaced, root canaled or crowned. and that is going to be a bit expensive, to say the least, plus my pops prescriptions are over 500 a month, and my mother needs t least one, maybe two more surguries to finally fix her hip and shoulder.... i bet all that is going to cost a bit more than what the insurance would have cost.
get it, and keep it.

I don't have any kind of health insurance, but I am young and therefore invincible.




Plus, I have AAA.

Close, the high prices are what the hospitals charge. However, insurance companies have 'deals' with the hospitals. That is were the cheaper price comes from.

I am definatly looking into geting it. I definatly need some teeth worked on. for those of you with dental insurance, does it cost you a lot to have it? thanks for all the advice as well.

I remember the days of having insurance, cleaning of teeth, free glasses...I never really used the health one though.
But now I sometimes imagine i have a brain tumor and I'll find out and be screwed.
But...what can a boy do once he sold his soul to work at a place that doesn't provide it.

If I could afford it, I'd get it. Especially since I'm pretty sure I've got strep. Guess I'll have to hold up my local CVS pharmacy for some amoxycillin.

About two years ago I was in and out of the hospital 3 times at 5 days per stay. I also had to have surgery. My bills would have been $52,000 without insurance, but only ended up costing me about $4,000.00. I was under 30 at the time. If you can get it, you should.

I had insurance for years. I lost it for about six months while I changed jobs and moved cities, etc. During that time I walked into a tree in the dark and cut my eye. Fortunately it only ended up costing me about $400 for the medical care. However, in the two years since I started having insurance again I have not used it once. I thought about cancelling it, but sure enough I'd need it again as soon as I did.

I don't have it... wish I did but I can't afford it...

Like all insurance, it's only worth it if something goes wrong. If you are living in the US, it is worth it in case things go wrong unless you have loads of money you're willing to just give away. But, if you have loads of money to be giving away, you should buy insurance.

I have to pay about $400 each month for my medication because I have no insurance. My grandpa started a mutual fund for me a few years ago, and it all disappeared into my medication. I, and a lot of people with depression, need insurance.

(I couldn't actually get myself to read the other posts in this thread. I don't like to think about it.)

I got insurance. If I didn't I'd have to find about as much money as a new car would cost for the surgery I am being forced to jump through all kinds of hoops to get.