Man jailed for cashing Chase check at Chase Bank...

Look, guys, judging by this guy's name he sounds brown. Do we really want to live in a country where brown people can just cash a check anytime they want? Are we sure this guy isn't linked to al Qaeda or the cartels? Or both?

As a banker, it would take me about 5 - 10 minutes, max, to find out if an in house cheque, money order, or draft was legitimate or not. I hope he sues the piss out of them, and they can pay off his house for him. Poor guy.

No letter of apology, nothing? And the person at the bank who's job it was to let the police know that the guy SHOUDNT have been in JAIL just left a message? Really?

I think the moral of the story here is that Chase, and probably every other big bank in America, sucks.

There was a movement after the fiscal crisis to encourage people to dump the big banks and put their money in smaller, community banks or credit unions instead. Personally I've always had my money with Sovereign Bank which used to be a regional bank in NJ but has recently been acquired Santander, the largest bank in the Eurozone. I have a feeling I may need to put my money elsewhere.

I can speak on behalf of my Fiance who is a bank manager and brought this story to my attention. Chase should be sued to the fucking hilt! Even if it was just a teller (which it wasn't) this could have been handled within minutes. Anyone that has a Chase account should close it now and cite this as the reason.

We can have a black man for president. But a black man can't cash a check?

You don't need to speak on behalf of anyone else - common sense alone dictates this should have been handled completely differently. I'm completely disgusted.

You seem to have a stigma against Spinhouse247, perhaps from previous engagements, though it's obvious he is on everyone's side on this. I hardly agree with him most times, but perhaps you could express your feelings (which I agree with completely in regards to how it could and should have been handled. Read my previous comments) in your own personal comment.

I once deposited a $6000 out of province check into the ATM machine at my bank that I had been a customer for over 12 years(since I was 12), always deposited checks never ever had a problem before. The funds have always been available to me immediately after a deposit. So of course I go and buy a $1000 computer the next day, I have a $500 limit on my debit card so I had to call the bank at Futureshop to request a one time release to make my purchase they authorize it over the phone for me. I make my purchase, I go home and transfer some of the funds to my savings account. Well 2-3 days later I go try to use my Interac card and there is some kind of problem I can't make a purchase, so I go to ATM try to withdraw instead, not able to. Damn bank freezes my main checking account for 30 days until the check can be investigated. If I hadn't happen to transfer funds into my savings I wouldn't have been able to pay my rent or car payment. Needless to say I was super pissed off, had a lengthy not so nice conversation with the branch manager. Next month I switched banks, closed out my Visa with them, and transferred my car loan to the new bank.

I hope this guy takes Chase to the cleaners.

??? I wasn't bashing him, I just meant that this is one of those cases where you don't need to have any special knowledge of the industry to be able to tell that it was handled inappropriately. Perhaps I phrased it badly. I should have said, "Even if your SO wasn't a bank manager (and therefore you theoretically have a bit of an insider perspective on the situation), your comment would still be dead on. Common sense shows they screwed up big time, and I'm disgusted by the situation." If it came across otherwise, spinhouse247, my apologies - I was trying to agree with you! My bad...

About ten years ago I had a bad experience with Chase (though nothing like the poor guy in this article).

They had a branch in the student union at UMD, so I had an account with them while I was a student there. I was paying an extra fee each month for overdraft protection of $100. One Thursday night, I was out with my friends, and I stopped at an ATM to get some cash. I only had about $15-$18 in my account (I wasn't sure of the exact amount at the time), but the ATM only let you withdraw in $20 increments. Knowing that I had the overdraft protection, and that I was getting paid the very next day, I withdrew the $20.

The next day, after receiving my paycheck, I went to the Chase branch to pay off the overdraft protection, and deposit the rest in my account. When I told the teller that I wanted to pay off the overdraft that was used, she told me I didn't owe anything. I shrugged, and figured I must have made a mistake balancing my checkbook, and I had enough to cover the $20 I had withdrawn the previous night, so I deposited the whole of that paycheck into my account.

Flash forward 6 months, I get a call from the Chase home office in New Jersey, telling me that owe them $125 which has been compounding daily and building up from the $2.00 I had overdrawn that Thursday night six months ago. I told the Chase rep that I had spoken with a teller the very next morning and attempted to pay that back, but was told my account was fine. Apparently, their opinion was that it was my fault for not having referred to the over-draft protection using the proper 'Chase terminology' and that it wasn't the teller's fault if I confused her. So I ended up paying the $125, but I closed out my account with them and I will never do business with them again.

Chase has horrible, horrible customer service all around.

Cattie, just as an FYI, it is against the law for the bank to hold your cheque for that long, unless it's from another country. Any cheque drawn in Canada can only be held for a maximum of 7 business days, as per agreement by all the banks in the Canadian Bankers Association, and the Government of Canada. You could have caused them a buttload of grief.

Okay, sorry. eek Thinking bias when there is none to be thought of.

Edit: I shouldn't have said anything, it just struck me... as such. Apologies.

I'm not so sure your entire country is doing a great job of having a black man for President. They seem pretty damn uncomfortable about it.

But that's only because we want our presidents to be "real americans".

its not a color thing.

[/sarcasm]

Wish I knew that back then, oh well I already raised some ruckus with the bank branch manager, mind you in front of other customers, and they lost my business for good. It wasn't even a personal check or anything it was from Standard life a reputable company. I had cashed out my profit sharing when I switched jobs.

It amazes me what some banks/employees will try and get away with, always assuming that clients don't know their rights... Any time I open a bank account for someone, I always make sure they know that so they don't get screwed.

AlienSheep, no worries - sometimes I forget that tone is almost nonexistent on the Internet, and to be careful of how I phrase things

hmm.....no business for chase from me...ever